Save, lend, communicate, and grow together with complete transparency. TuSave replaces the notebook with a system every member can see and trust.
Good morning
John Peter
My savings
TSh 2,450,000
+150000% this month
Group saved
48.5M TZS
Active loans
12
Recent activity
30 members
managed in a single group
TZS 50M
tracked to the last shilling
Zero
disagreements at profit sharing
TuSave covers the whole cycle, from the day you write your rules to the day you share the profit.
Write your group's rules once. Every member signs them, every change is recorded, and nobody can argue about what was agreed.
Record every contribution by cash, mobile money or bank. Shares and statements are calculated for you.
Members apply from their phone. Interest, instalments and due dates are worked out automatically — no more notebook arithmetic.
Every member sees their own savings, shares, loans and fines. No more waiting for the treasurer's book.
Plan meetings, record attendance and keep minutes. Day-to-day chat can stay on WhatsApp.
At the end of the cycle, each member's payout is calculated from their own contribution. Fair, visible, and instant.
Savings growth, loan performance and member statements — exportable to PDF or Excel for your records.
Four steps from your first meeting to your first payout.
Tell us who you are and name your group. It takes about a minute.
Add members by name and phone. Each person gets a personal link to confirm their details and join. Publish the constitution after you log in.
Record contributions at every meeting. Leaders record loans and the system tracks every repayment.
At the end of the cycle, TuSave calculates what each member receives — savings plus profit, minus loans and fines.
Most disputes in a Kikoba start with a number nobody can verify. TuSave makes the group's whole financial position visible to every member, all the time.
Your Year-End Projection
Expected to receive
TZS 3,450,000
Savings + profit share − loan balance − fines. The same formula for every member, published in your constitution.
Set up your group today, invite your members, and let TuSave handle the calculations.